Fly with us to the island
Property and investment in Cyprus

Your capital at the right address

An apartment by the sea, a second home in the sun or a property to let? We will find an offer that fits your plans and guide you through the entire purchase, from your first visit to Cyprus to the handover of the keys.

Why choose Cyprus

The benefits of island life

A Mediterranean climate, a safe environment, solid infrastructure and a high standard of living keep Cyprus among the most popular destinations in Europe, both for moving here permanently and for spending a few months a year on the island.

sunshine all year round

warm, sunny days last almost the whole year, and the settled, predictable weather makes everyday life here calm and simply pleasant

English in everyday use

English is widely used across the island in public offices, healthcare, banking and retail, which makes day-to-day life straightforward from the start

low cost of daily living

food, bills, transport and services all cost less than in most European countries, which noticeably lowers the cost of living

fresh, local food

local farms and fishing boats supply fresh produce all year, and the short supply chain shows in the quality and taste of everyday meals

a high level of safety

low crime and a calm, friendly atmosphere make the island one of the safest places to live in the Mediterranean

British education system

the school system follows the British model, and certificates and degrees earned on the island are recognised worldwide, well beyond Europe

Why choose Cyprus

The mild climate in numbers

mild winters and long, warm summers keep the island attractive all year, with a swimming season far longer than at Mediterranean resorts in Europe

daytimeat nightsea

sunshine on about 330–340 days a year
winter: never below +10°C at night
16°
9°
18°
17°
9°
17°
19°
10°
18°
22°
12°
19°
26°
16°
21°
30°
20°
25°
33°
22°
28°
33°
23°
29°
31°
21°
28°
27°
17°
26°
23°
14°
23°
18°
11°
20°
IIIIIIIVVVIVIIVIIIIXXXIXII

January → December

Long-term averages for Kyrenia (Girne). Air: BBC Weather and the Cyprus meteorological service. Sea temperature: seatemperatures.net, based on NOAA measurements.

The property market in Cyprus

Why investors buy here

Steady price growth, rising tourist numbers and favourable buying terms draw both investors looking for regular rental income and buyers counting on the value of their property to rise.

interest-free instalments

the purchase can be spread over equal, interest-free instalments, with no bank involved and no credit check, which makes the whole transaction far simpler

favourable rental taxation

rental tax is among the lowest in the region and the annual cost of keeping a property is far below European levels

rising property values

prices have been climbing steadily for over a decade, and properties bought during construction gain the most before completion

rentals handled for you

a management company can take care of the property: it runs the lettings, settles the income and keeps the flat ready for the next guests

lower prices, lower entry point

apartments start at GBP 60,000, a level simply out of reach in popular destinations such as Spain, Dubai or Thailand

steady demand from tenants

tourists fill the summer months and students of local universities the rest of the year, so letting is not limited to the holiday season

The property market in Cyprus

A rental season all year round

The tourist season runs from spring to autumn and the academic year fills the remaining months, so an apartment finds tenants in almost all twelve.

visits per month · 2024

137 000
170 000
149 000
166 000
176 000
178 000
190 000
199 000
222 000
216 000
207 000
197 000
academic year: student lets
2.2 million visits to the island in 2024 · up 19% year on year
tourist season: short-term lets
academic year: student lets
IIIIIIIVVVIVIIVIIIIXXXIXII

January → December

Arrivals of visitors from abroad, excluding island residents. Source: Turizm Planlama Dairesi, Turizm İstatistikleri Yıllığı 2024. Figures rounded to the nearest thousand; annual total: 2,208,855 arrivals.

The property market in Cyprus

Investment calculator

Move the slider along the axis to see what kind of property fits a given budget. The markers show price thresholds and the payment plan recalculates automatically. You can also change the number of instalments and the currency amounts are shown in.

instalments
currency

Apartment60000Loft100000Penthouse200000Townhouse220000Duplex260000Villa280000
your intended budget
type of property

reservation fee
35% deposit
monthly instalment60

The property market in Cyprus

Price growth 2017–2025

A comparison of housing price growth since 2017: Northern Cyprus, Southern Cyprus and the average across the European Union. Since 2022 the north has risen fastest, overtaking both the EU average and the south of the island, with a total gain of 74 percent.

2017–2025, indeks 2017 = 100">100%120%140%160%201720182019202020212022202320242025EU 148%Southern Cyprus 144%Northern Cyprus 174%
  • +74%price growth in Northern Cyprus between 2017 and 2025
  • +48%average price growth across the European Union
  • +44%price growth in Southern Cyprus

All three lines show a price index in which 2017 equals 100%. Data for Southern Cyprus and the European Union come from Eurostat, house price index prc_hpi_a. No official price index is published for Northern Cyprus, so the figure has been compiled from our own transaction data for the Girne, İskele and Famagusta markets, on a deliberately conservative assumption of 74% growth over the whole period.

We organise trips to the island

Fly with us to Cyprus

A few days on the island tell you more than weeks spent going through listings. We arrange the entire stay: transport, accommodation and viewings of available developments in selected locations. Dates and the scope of the programme are agreed individually.

airport pick-up and transfer

we provide the journey from the airport to the hotel, whatever time you land

accommodation with breakfast

the hotel stay and breakfast are on us

guided tour of developments

we tailor the route to the locations and expectations you give us

rest and time for yourself

the programme leaves free time to relax

cyprusDREAM.

LONLondon
approx. 4:30 h · direct flight
LCALarnaca
passenger
John Smith
destination
Cyprus
programme
3–4 days
your host
Cyprus Dream
datesto be agreed ask about dates

Frequently asked questions

questions and answers

What buyers ask most

We have gathered answers to the questions buyers ask most often: separately for those planning to live on the island and for those investing in property.

Invest on the island

Buyers' most common questions

01

What are the stages of payment?

A reservation requires a deposit from GBP 5,000, the first instalment is 35% of the price and the remaining 65% is paid in agreed instalments, with no interest at all.

02

On what terms are instalments granted?

The schedule is set individually, from a few instalments up to 120; all of them remain interest-free, with no credit check on the buyer.

03

Who manages the letting?

Letting is handled by management companies, which take bookings, settle charges and taxes, then report every step to the owner as it happens.

04

Is guaranteed rental income available?

Yes. Selected developments come with a guaranteed rental agreement: the owner receives a fixed annual return regardless of occupancy.

05

How does Cyprus compare with Dubai or Thailand?

For a similar standard, property in Dubai or Thailand often costs twice as much and paying in instalments is rarely an option there.

Live on the island

Everyday life in Cyprus

01

What is winter like here?

Mild: nights stay above +10°C and with 330–340 sunny days a year winter amounts to cooler evenings, without frost or snow.

02

What school system is in place?

the school system follows the British model, certificates and degrees earned on the island are recognised worldwide, well beyond Europe

03

Is the island safe?

The island is one of the safest destinations in the region, crime remains exceptionally low and daily life goes by quietly.

04

What surprises newcomers most?

No excise duty on alcohol or tobacco, prices below duty-free levels, an unhurried pace of the day and a life expectancy higher than in the European Union.

05

What is healthcare like?

The island has a wide network of public hospitals and private clinics, where staff speak English among other languages, and ambulances are free of charge.

Get in touch

Let's talk about your plans for Cyprus

Buying property abroad raises plenty of questions. Write to us and we will talk, without rushing, about your plans, your needs and what the Cypriot property market realistically offers.

address
Cyprus Dream Estateoffice in Poland1 Maja 51
45-069 Opole, Poland
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